About Us


To use technology to transform country’s flagship benefit transfer programs and open doors for the poor into the financial mainstream.


Centre for Digital Financial Inclusion (CDFI) is a not-for-profit innovation center at the Institute for Financial Management and Research (IFMR) with focus on using technology to empower the poor & excluded with tools / information and developing mechanisms to sustain and scale such solutions.

In the course of over six (6) years, CDFI has developed and supported award-winning innovative solutions for the social sector that have impacted a large number of citizens.

These solutions are driving a number of projects at the national and state level in areas such as benefits delivery, financial inclusion, health, rural development, and literacy & outreach. 

CDFI is working with various Central Ministries/Departments such as the Ministry of Rural Development, Ministry of Electronics & Information Technology, and Ministry of Woman and Child Development. It is also working with the State Government of Meghalaya and Haridwar District Administration and has worked in the past with Chhattisgarh, Telangana, Assam, Maharashtra & Kerala.  

CDFI has achieved considerable success in India as innovator, collaborator and thought leader in bringing change through technology. Our success is underpinned by a strong and passionate team coming from premier technology and management institutes in the country.



The Team

Our team comes from diverse backgrounds and brings expertise in developing and scaling innovative solutions in collaboration with public, private and not-for-profit sector


CDFI's role is to identify catalytic opportunities and to fund innovations, research, and advocacy efforts to unlock opportunities in the social sector. For this purpose, it partners with the Government, both at the Centre and the State.

Given that its focus area includes agriculture and food, rural development, health and nutrition, education, banking, MSME and governance, partnerships in these areas with government ministries and departments are being created.

Commercial partners such as major banks, MNOs, third-party business correspondents, and entrepreneurs developing innovative digital financial services are also crucial for fulfilling the mandate of CDFI.


Awards/ Recognitions

Meghalaya government won the Skoch Award Image
Meghalaya government won the Skoch Award

The award was won in theGold category to Improve Social Parameters’ in the state’s South West Garo Hills region.

Rebuild Kerala initiative won global BOLD Awards under Boldest Crowdsourced Marketing & Advertising  Image
Rebuild Kerala initiative won global BOLD Awards under Boldest Crowdsourced Marketing & Advertising

CDFI innovation Sunidhi was the engine behind Rebuild Kerala Platform