"Today, we have funders, a strong in-house team and partners. And together, we collaborate, conceptualize and develop innovative solutions for enabling DBT, financial inclusion and financial literacy. We conduct research studies to understand and analyse factors that could possibly lead to greater adoption and use of digital services by the poor.

There is no dearth of ideas and we know there are many challenges, but we believe tomorrow beckons us with huge opportunities." - Krishnan Dharmarajan, ED, CDFI

In the words of the Executive Director

India is well and truly into the Digital Era. At our Centre for Digital Financial Inclusion, we have a commitment to fulfil. We want to use technology to support country’s flagship benefit transfer programs and open doors for the poor to the financial mainstream.

To make it happen, we have been launching strategic innovations to improve design and drive faster rollout of large benefit programs. Yes, the innovations pointedly track delivery of entitlements to beneficiaries and help engage with the excluded millions using mobile-based tools.

In another area, we have piloted an integrated cashless digital platform to bring farming community to the centre stage, while supporting a technology solution to fund and track rural projects. Another pilot infuses transparency in the delivery of nutrition across anganwadis. A notable new entry is a technology platform to support a nation-wide welfare scheme for pregnant and lactating mothers.

We have used insights drawn from our work in both the CSR and Government space to develop collaborative IT platforms that bring corporates and Governments together for community development. Moving upstream to benefit design, we have also deployed analytical tools that use complex information on existing Government schemes and databases to help design new programs.

Much more is happening and in the pipeline...